福德正神登陆

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日期: 2019-06-01 14:00:00
来源:福德正神登陆_福德正神计划【安全可靠】 var laiyuan = "中国银保监会"; if(laiyuan == ""){ document.write("福德正神登陆 "); }else{ document.write(laiyuan); }

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  • 中国银保监会有关部门负责人就《关于加强典当行监督管理的通知》答记者问

     

      为进一步规范典当行经营行为,加强监督管理,压实监管责任,防范化解风险,促进典当行业规范发展,近日银保监会办公厅印发了《关于加强典当行监督管理的通知》福德正神登陆(下称《通知》)。银保监会有关部门负责人就相关问题回答了记者提问。

     

      一、制定出台《通知》的背景是什么?

     

      JINNIANLAI,DIANDANGXINGYEFAZHANZONGTIPINGWEN,YEWUJIXUBAOCHIXIAOE、DUANQITESE。JIEZHI2019NIANMO,QUANGUOGONGYOUDIANDANGQIYE8397JIA,ZHUCEZIBEN1722.6YIYUAN,ZICHANZONGE1602.7YIYUAN,DIANDANGYUE992.86YIYUAN。2019NIAN1-12YUE,QUANXINGYESHIXIANDIANDANGZONGE2860.48YIYUAN,LEIJIKAIZHANYEWU179.2WANBI,PINGJUNDANBIYEWUJINE16.6WANYUAN,PINGJUNDANGQI33TIAN,ZUIDUANDANGQI1TIAN。

      2018NIANZHIZEZHUANLIYILAI,YINBAOJIANHUIJIJITUIJINGUIZHIJIANSHEGONGZUO。MUQIANYIJIBENQICAOWANCHENGDIANDANGXINGJIANGUANBANFA,NIZAISHANGWEIFACHUTAIHOUZAIXIANGSHEHUIGONGKAIZHENGQIUYIJIAN。TONGSHI,WEISHIYINGXIANJIEDUANDIANDANGXINGYEFAZHAN、JIANGUANTIZHIYUSHENPIZHIDUGAIGEDEXUYAO,ANZHAO“WENTIDAOXIANG、JIYONGXIANXING”YUANZE,YINBAOJIANHUIYANJIUQICAOLE《TONGZHI》。

     

      二、《通知》制定的总体原则是什么?

     

      《TONGZHI》ZHIDINGZHUYAOZUNXUNYIXIAYUANZE: YISHIJIANSHOUGONGNENGDINGWEI。YINDAODIANDANGXINGHUIGUIDIANDANGBENYUAN,ZHUANZHUXIFENLINGYU,PEIYUCHAYIHUA、TESEHUAJINGZHENGYOUSHI,MANZUXIAOWEIQIYE、JUMINGERENDUANQI、YINGJIRONGZIXUQIU,FAHUIDUIJINRONGTIXI“SHIYIBUQUE”DEZUOYONG。ERSHIYANSHOUFENGXIANDIXIAN。YAOQIUDIANDANGXINGYIFAHEGUIJINGYING、YANSHOUXINGWEIDIXIAN,ZHIDAODIFANGJINRONGJIANGUANBUMENWANSHANZHUNRUGUANLI,JIAQIANGRICHANGJIANGUAN,JIADADUIWEIFAWEIGUIXINGWEIDECHUFALIDU。SANSHIJIANCHIJIANZHENGFANGQUAN。YOUHUADIANDANGXINGSHENPIFUWU,XUEJIANBUBIYAODESHENPI,JIANQINGNIANSHENFUDAN,FANGBIANDANGPIAOLINGQU,YOUHUADIANDANGXINGYEYINGSHANGHUANJING。

     

      三、对典当行实行后置审批的依据和具体安排有哪些?

     

    福德正神登陆  2017NIAN5YUE,GUOWUYUANFABU《GUANYUJINYIBUXUEJIANGONGSHANGDENGJIQIANZHISHENPISHIXIANGDEJUEDING》(GUOFA〔2017〕32HAO),MINGQUEJIANGDIANDANGXINGJIFENZHIJIGOUSHENPIGAIWEIHOUZHISHENPI,YAOQIUYOUGUANBUMENZUOHAOLUOSHIHEXIANJIE,JIAKUAITUIJINPEITAOZHIDUGAIGEHEXIANGGUANZHIDUJIANSHE。WEIGUANCHELUOSHIGUOWUYUANJUEDINGYAOQIU,JIEHE《GUOWUYUANGUANYU“XIANZHAOHOUZHENG”GAIGEHOUJIAQIANGSHIZHONGSHIHOUJIANGUANDEYIJIAN》(GUOFA〔2015〕62HAO),《TONGZHI》ZAIZHENGZHAOXIANJIEFANGMIANZUOLEMINGQUEGUIDING。JIXIEDIAOSHICHANGJIANGUANBUMENZAIBANLIDENGJIZHUCEHUANJIEGAOZHIDIANDANGXINGZAILINGQUYINGYEZHIZHAOHOU30RINEISHENQINGXUKEZHENG,BINGSHUMIANCHENGNUOZAIQUDEXUKEZHENGQIANBUCONGSHIDIANDANGYEWUHUODONG。

     

      四、绝当物处理方面,《通知》有哪些规则调整?

     

    福德正神登陆  ZAIJUEDANGWUCHULIWENTISHANG,《TONGZHI》BUZAIQUFENJUEDANGWUGUJIAJINEDAXIAOYAOQIU,TONGYIYAOQIUDIANDANGXINGDUIJUEDANGWUCAIQUXIEYIZHEJIAHUOXIEYIPAIMAI、BIANMAIDECHULIFANGSHI,BINGJIUPAIMAI、BIANMAISUODEJIAKUANYOUXIANSHOUCHANG,“DUOTUISHAOBU”。JIPAIMAI、BIANMAISHOURUZAIKOUCHUPAIMAI、BIANMAIFEIYONGJIDANGJINBENXIHOU,SHENGYUBUFENYINGDANGTUIHAIDANGHU,BUZUBUFENYINGDANGJIXUXIANGDANGHUZHUICHANG。ZHUYAOYUANYINSHI《WUQUANFA》DIYIBAIBASHILIUTIAO、DIERBAIYISHIYITIAOMINGQUEJINZHILIUYA、LIUZHI,XIANXING《DIANDANGGUANLIBANFA》DISISHISANTIAOYOUGUANSUNYIZIFUDEGUIDINGYU《WUQUANFA》XIANGDICHU。

     

      五、在典当行利息和综合费用收取方面,《通知》有哪些新要求?

     

      LIXIFANGMIAN,SHIYINGDAIKUANSHICHANGBAOJIALILV(LPR)GAIGE,《TONGZHI》GUIDINGDIANDANGDANGJINLILVANDAIKUANSHICHANGBAOJIALILV(LPR)JIFUDONGFANWEIZHIXING,BUZAIANZHONGGUORENMINYINXINGGONGBUDEYINXINGJIGOU6GEYUEQIFADINGDAIKUANLILVJIDIANDANGQIXIANZHESUANHOUZHIXING。ZONGHEFEIYONGFANGMIAN,YAOQIUDIANDANGXINGGENJUSHIJITIGONGDEFUWUXIANGDANGHUSHOUQUZONGHEFEIYONG,QIEBUDECHAOGUOXIANXING《DIANDANGGUANLIBANFA》GUIDINGDEFEILVSHANGXIAN。

    福德正神登陆  TONGSHI,WEIYINGDUIXINGUANFEIYANYIQINGCHONGJI,《TONGZHI》GULIDIANDANGXINGGAIJINFUWU,JINYIBUJIANGDIXIAOWEIQIYEHEJUMINGERENZONGHERONGZICHENGBEN。

     

      六、在“失联”“空壳”企业处置方面有什么考虑?

     

      《TONGZHI》CONGXIHUARENDINGBIAOZHUN、JIAQIANGXINXIGONGSHIJIAODU,ZHIDAODIFANGJINRONGJIANGUANBUMENJIADA“SHILIAN”“KONGQIAO”QIYECHUZHILIDU。TONGGUOJIAQIANGYUSHICHANGJIANGUANDENGBUMENDEXINXIGONGXIANGHELIANHECHENGJIE、JIADAXIANGSHEHUIGONGSHILIDU、CAIQUGENGYANGEDECHAYIHUAJIANGUANCUOSHIDENGFANGSHI,YINDAO“SHILIAN”“KONGQIAO”QIYEZHUDONGTUICHU,SHIXIANJIANLIANGZENGZHI,TUIDONGXINGYEGAOZHILIANGFAZHAN。

     

      七、《通知》与现行规定是什么关系?

     

    福德正神登陆  MUQIAN,SHEJIDIANDANGXINGYEJIANGUANDEGUIZHANG、GUIFANXINGWENJIANZHUYAOYOU: 《DIANDANGGUANLIBANFA》(SHANGWUBU GONGANBULING2005NIANDI8HAO)HE《DIANDANGXINGYEJIANGUANGUIDING》(SHANGLIUTONGFA〔2012〕423HAO)。

    福德正神登陆  KAOLVDAO《TONGZHI》SHIWEISHIYINGDIANDANGXINGYEFAZHANYUJIANGUANDESHIJIQINGKUANG,DUI《DIANDANGGUANLIBANFA》HE《DIANDANGXINGYEJIANGUANGUIDING》BUFENTIAOKUANDEXIUDING,YINCI,《TONGZHI》FABUHOU,《DIANDANGGUANLIBANFA》HE《DIANDANGXINGYEJIANGUANGUIDING》RENGJIUYOUXIAO,DANYU《TONGZHI》BUYIZHIDEGUIDING,YI《TONGZHI》WEIZHUN。

    主办单位:福德正神登陆_福德正神计划【安全可靠】

    福德正神登陆XIEBANDANWEI: RENMINYINXINGZHANGCHUNZHONGXINZHIXING JILINYINBAOJIANJU JILINZHENGJIANJU

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