福德正神登陆

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日期: 2019-07-22 13:48:00
来源:福德正神登陆_福德正神计划【安全可靠】 var laiyuan = "中国银保监会"; if(laiyuan == ""){ document.write("福德正神登陆 "); }else{ document.write(laiyuan); }

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  • 中国银行保险监督管理委员会令(2020年第9号)

     

    福德正神登陆  《SHANGYEYINXINGHULIANWANGDAIKUANGUANLIZANXINGBANFA》YIYU2020NIAN4YUE22RIJINGZHONGGUOYINBAOJIANHUI2020NIANDI4CIWEIWUHUIYITONGGUO。XIANYUGONGBU,ZIGONGBUZHIRIQISHIXING。

     

      ZHUXI GUOSHUQING

    福德正神登陆  2020NIAN7YUE12RI

     

    商业银行互联网贷款管理暂行办法

     

      第一章 总则

     

      DIYITIAO WEIGUIFANSHANGYEYINXINGHULIANWANGDAIKUANYEWUJINGYINGXINGWEI,CUJINHULIANWANGDAIKUANYEWUJIANKANGFAZHAN,YIJU《ZHONGHUARENMINGONGHEGUOYINXINGYEJIANDUGUANLIFA》《ZHONGHUARENMINGONGHEGUOSHANGYEYINXINGFA》DENGFALVFAGUI,ZHIDINGBENBANFA。

    福德正神登陆  DIERTIAO ZHONGHUARENMINGONGHEGUOJINGNEIYIFASHELIDESHANGYEYINXINGJINGYINGHULIANWANGDAIKUANYEWU,YINGZUNSHOUBENBANFA。

    福德正神登陆  DISANTIAO BENBANFASUOCHENGHULIANWANGDAIKUAN,SHIZHISHANGYEYINXINGYUNYONGHULIANWANGHEYIDONGTONGXINDENGXINXITONGXINJISHU,JIYUFENGXIANSHUJUHEFENGXIANMOXINGJINXINGJIAOCHAYANZHENGHEFENGXIANGUANLI,XIANSHANGZIDONGSHOULIDAIKUANSHENQINGJIKAIZHANFENGXIANPINGGU,BINGWANCHENGSHOUXINSHENPI、HETONGQIANDING、DAIKUANZHIFU、DAIHOUGUANLIDENGHEXINYEWUHUANJIECAOZUO,WEIFUHETIAOJIANDEJIEKUANRENTIGONGDEYONGYUXIAOFEI、RICHANGSHENGCHANJINGYINGZHOUZHUANDENGDEGERENDAIKUANHELIUDONGZIJINDAIKUAN。

    福德正神登陆  DISITIAO BENBANFASUOCHENGFENGXIANSHUJU,SHIZHISHANGYEYINXINGZAIDUIJIEKUANRENJINXINGSHENFENQUEREN,YIJIDAIKUANFENGXIANSHIBIE、FENXI、PINGJIA、JIANCE、YUJINGHECHUZHIDENGHUANJIESHOUJI、SHIYONGDEGELEINEIWAIBUSHUJU。

    福德正神登陆  BENBANFASUOCHENGFENGXIANMOXING,SHIZHIYINGYONGYUHULIANWANGDAIKUANYEWUQUANLIUCHENGDEGELEIMOXING,BAOKUODANBUXIANYUSHENFENRENZHENGMOXING、FANQIZHAMOXING、FANXIQIANMOXING、HEGUIMOXING、FENGXIANPINGJIAMOXING、FENGXIANDINGJIAMOXING、SHOUXINSHENPIMOXING、FENGXIANYUJINGMOXING、DAIKUANQINGSHOUMOXINGDENG。

      BENBANFASUOCHENGHEZUOJIGOU,SHIZHIZAIHULIANWANGDAIKUANYEWUZHONG,YUSHANGYEYINXINGZAIYINGXIAOHUOKE、GONGTONGCHUZIFAFANGDAIKUAN、ZHIFUJIESUAN、FENGXIANFENDAN、XINXIKEJI、YUQIQINGSHOUDENGFANGMIANKAIZHANHEZUODEGELEIJIGOU,BAOKUODANBUXIANYUYINXINGYEJINRONGJIGOU、BAOXIANGONGSIDENGJINRONGJIGOUHEXIAOEDAIKUANGONGSI、RONGZIDANBAOGONGSI、DIANZISHANGWUGONGSI、FEIYINXINGZHIFUJIGOU、XINXIKEJIGONGSIDENGFEIJINRONGJIGOU。

    福德正神登陆  DIWUTIAO XIALIEDAIKUANBUSHIYONGBENBANFA:

    福德正神登陆  (YI)JIEKUANRENSUIZAIXIANSHANGJINXINGDAIKUANSHENQINGDENGCAOZUO,SHANGYEYINXINGXIANXIAHUOZHUYAOTONGGUOXIANXIAJINXINGDAIQIANDIAOCHA、FENGXIANPINGGUHESHOUXINSHENPI,DAIKUANSHOUXINHEXINPANDUANLAIYUANYUXIANXIADEDAIKUAN;

      (ER)SHANGYEYINXINGFAFANGDEDIZHIYADAIKUAN,QIEYAPINXUJINXINGXIANXIAHUOZHUYAOJINGGUOXIANXIAPINGGUDENGJIHEJIAOFUBAOGUAN;

    福德正神登陆  (SAN)ZHONGGUOYINXINGBAOXIANJIANDUGUANLIWEIYUANHUIGUIDINGDEQITADAIKUAN。

      SHANGSHUDAIKUANSHIYONGQITAXIANGGUANJIANGUANGUIDING。

      DILIUTIAO HULIANWANGDAIKUANYINGDANGZUNXUNXIAOE、DUANQI、GAOXIAOHEFENGXIANKEKONGDEYUANZE。

    福德正神登陆  DANHUYONGYUXIAOFEIDEGERENXINYONGDAIKUANSHOUXINEDUYINGDANGBUCHAOGUORENMINBI20WANYUAN,DAOQIYICIXINGHAIBENDE,SHOUXINQIXIANBUCHAOGUOYINIAN。ZHONGGUOYINXINGBAOXIANJIANDUGUANLIWEIYUANHUIKEYIGENJUSHANGYEYINXINGDEJINGYINGGUANLIQINGKUANG、FENGXIANSHUIPINGHEHULIANWANGDAIKUANYEWUKAIZHANQINGKUANGDENGDUISHANGSHUEDUJINXINGDIAOZHENG。SHANGYEYINXINGYINGZAISHANGSHUGUIDINGEDUNEI,GENJUBENXINGKEQUNTEZHENG、KEQUNXIAOFEICHANGJINGDENG,ZHIDINGCHAYIHUASHOUXINEDU。

    福德正神登陆  SHANGYEYINXINGYINGGENJUZISHENFENGXIANGUANLINENGLI,ANZHAOHULIANWANGDAIKUANDEQUYU、XINGYE、PINZHONGDENG,QUEDINGDANHUYONGYUSHENGCHANJINGYINGDEGERENDAIKUANHELIUDONGZIJINDAIKUANSHOUXINEDUSHANGXIAN。DUIQIXIANCHAOGUOYINIANDESHANGSHUDAIKUAN,ZHISHAOMEINIANDUIGAIBIDAIKUANDUIYINGDESHOUXINJINXINGZHONGXINPINGGUHESHENPI。

      DIQITIAO SHANGYEYINXINGYINGDANGGENJUQISHICHANGDINGWEIHEFAZHANZHANLVE,ZHIDINGFUHEZISHENTEDIANDEHULIANWANGDAIKUANYEWUGUIHUA。SHEJIHEZUOJIGOUDE,YINGDANGMINGQUEHEZUOFANGSHI。

      DIBATIAO SHANGYEYINXINGYINGDANGDUIHULIANWANGDAIKUANYEWUSHIXINGTONGYIGUANLI,JIANGHULIANWANGDAIKUANYEWUNARUQUANMIANFENGXIANGUANLITIXI,JIANLIJIANQUANSHIYINGHULIANWANGDAIKUANYEWUTEDIANDEFENGXIANZHILIJIAGOU、FENGXIANGUANLIZHENGCEHECHENGXU、NEIBUKONGZHIHESHENJITIXI,YOUXIAOSHIBIE、PINGGU、JIANCEHEKONGZHIHULIANWANGDAIKUANYEWUFENGXIAN,QUEBAOHULIANWANGDAIKUANYEWUFAZHANYUZISHENFENGXIANPIANHAO、FENGXIANGUANLINENGLIXIANGSHIYING。

      HULIANWANGDAIKUANYEWUSHEJIHEZUOJIGOUDE,SHOUXINSHENPI、HETONGQIANDINGDENGHEXINFENGKONGHUANJIEYINGDANGYOUSHANGYEYINXINGDULIYOUXIAOKAIZHAN。

    福德正神登陆  DIJIUTIAO DIFANGFARENYINXINGKAIZHANHULIANWANGDAIKUANYEWU,YINGZHUYAOFUWUYUDANGDIKEHU,SHENSHENKAIZHANKUAZHUCEDIXIAQUYEWU,YOUXIAOSHIBIEHEJIANCEKUAZHUCEDIXIAQUYEWUKAIZHANQINGKUANG。WUSHITIJINGYINGWANGDIAN,YEWUZHUYAOZAIXIANSHANGKAIZHAN,QIEFUHEZHONGGUOYINXINGBAOXIANJIANDUGUANLIWEIYUANHUIQITAGUIDINGTIAOJIANDECHUWAI。

      ZAIWAISHENG(ZIZHIQU、ZHIXIASHI)SHELIFENZHIJIGOUDE,DUIFENZHIJIGOUSUOZAIDIXINGZHENGQUYUNEIKEHUKAIZHANDEYEWU,BUSHUYUQIANKUANSUOCHENGKUAZHUCEDIXIAQUYEWU。

      DISHITIAO SHANGYEYINXINGYINGDANGJIANLIJIANQUANJIEKUANRENQUANYIBAOHUJIZHI,WANSHANXIAOFEIZHEQUANYIBAOHUNEIBUKAOHETIXI,QIESHICHENGDANJIEKUANRENSHUJUBAOHUDEZHUTIZEREN,JIAQIANGJIEKUANRENYINSISHUJUBAOHU,GOUJIANANQUANYOUXIAODEYEWUZIXUNHETOUSUCHULIQUDAO,QUEBAOJIEKUANRENXIANGYOUBUDIYUXIANXIADAIKUANYEWUDEXIANGYINGFUWU,JIANGXIAOFEIZHEBAOHUYAOQIUQIANRUHULIANWANGDAIKUANYEWUQUANLIUCHENGGUANLITIXI。

      DISHIYITIAO ZHONGGUOYINXINGBAOXIANJIANDUGUANLIWEIYUANHUIJIQIPAICHUJIGOU(YIXIAJIANCHENGYINXINGYEJIANDUGUANLIJIGOU)YIZHAOBENBANFADUISHANGYEYINXINGHULIANWANGDAIKUANYEWUSHISHIJIANDUGUANLI。

     

      第二章 风险管理体系

     

      DISHIERTIAO SHANGYEYINXINGYINGDANGJIANLIJIANQUANHULIANWANGDAIKUANFENGXIANZHILIJIAGOU,MINGQUEDONGSHIHUIHEGAOJIGUANLICENGDUIHULIANWANGDAIKUANFENGXIANGUANLIDEZHIZE,JIANLIKAOHEHEWENZEJIZHI。

      DISHISANTIAO SHANGYEYINXINGDONGSHIHUICHENGDANHULIANWANGDAIKUANFENGXIANGUANLIDEZUIZHONGZEREN,YINGDANGLVXINGYIXIAZHIZE:

      (YI)SHENYIPIZHUNHULIANWANGDAIKUANYEWUGUIHUA、HEZUOJIGOUGUANLIZHENGCEYIJIKUAQUYUJINGYINGGUANLIZHENGCE;

    福德正神登陆  (ER)SHENYIPIZHUNHULIANWANGDAIKUANFENGXIANGUANLIZHIDU;

      (SAN)JIANDUGAOJIGUANLICENGDUIHULIANWANGDAIKUANFENGXIANSHISHIGUANLIHEKONGZHI;

    福德正神登陆  (SI)DINGQIHUOQUHULIANWANGDAIKUANYEWUPINGGUBAOGAO,JISHILEJIEHULIANWANGDAIKUANYEWUJINGYINGGUANLI、FENGXIANSHUIPING、XIAOFEIZHEBAOHUDENGQINGKUANG;

    福德正神登陆  (WU)QITAYOUGUANZHIZE。

      DISHISITIAO SHANGYEYINXINGGAOJIGUANLICENGYINGDANGLVXINGYIXIAZHIZE:

    福德正神登陆  (YI)QUEDINGHULIANWANGDAIKUANJINGYINGGUANLIJIAGOU,MINGQUEGEBUMENZHIZEFENGONG;

    福德正神登陆  (ER)ZHIDING、PINGGUHEJIANDUZHIXINGHULIANWANGDAIKUANYEWUGUIHUA、FENGXIANGUANLIZHENGCEHECHENGXU,HEZUOJIGOUGUANLIZHENGCEHECHENGXUYIJIKUAQUYUJINGYINGGUANLIZHENGCE;

    福德正神登陆  (SAN)ZHIDINGHULIANWANGDAIKUANYEWUDEFENGXIANGUANKONGZHIBIAO,BAOKUODANBUXIANYUHULIANWANGDAIKUANXIANE、YUHEZUOJIGOUGONGTONGCHUZIFAFANGDAIKUANDEXIANEJICHUZIBILI、HEZUOJIGOUJIZHONGDU、BULIANGDAIKUANLVDENG;

      (SI)JIANLIHULIANWANGDAIKUANYEWUDEFENGXIANGUANLIJIZHI,CHIXUYOUXIAOJIANCE、KONGZHIHEBAOGAOGELEIFENGXIAN,JISHIYINGDUIFENGXIANSHIJIAN;

    福德正神登陆  (WU)CHONGFENLEJIEBINGDINGQIPINGGUHULIANWANGDAIKUANYEWUFAZHANQINGKUANG、FENGXIANSHUIPINGJIGUANLIZHUANGKUANG、XIAOFEIZHEBAOHUQINGKUANG,JISHILEJIEQIZHONGDABIANHUA,BINGXIANGDONGSHIHUIDINGQIBAOGAO;

      (LIU)QITAYOUGUANZHIZE。

      DISHIWUTIAO SHANGYEYINXINGYINGDANGQUEBAOJUYOUZUGOUDEZIYUAN,DULI、YOUXIAOKAIZHANHULIANWANGDAIKUANFENGXIANGUANLI,QUEBAODONGSHIHUIHEGAOJIGUANLICENGNENGJISHIZHIXIFENGXIANZHUANGKUANG,ZHUNQUELIJIEFENGXIANSHUJUHEFENGXIANMOXINGDEZUOYONGYUJUXIAN。

    福德正神登陆  DISHILIUTIAO SHANGYEYINXINGHULIANWANGDAIKUANFENGXIANGUANLIZHIDUYINGDANGHANGAIYINGXIAO、DIAOCHA、SHOUXIN、QIANYUE、FANGKUAN、ZHIFU、GENZONG、SHOUHUIDENGDAIKUANYEWUQUANLIUCHENG。

      DISHIQITIAO SHANGYEYINXINGYINGDANGTONGGUOHEFAQUDAOHEFANGSHIHUOQUMUBIAOKEHUSHUJU,KAIZHANDAIKUANYINGXIAO,BINGCHONGFENPINGGUMUBIAOKEHUDEZIJINXUQIU、HAIKUANYIYUANHEHAIKUANNENGLI。SHANGYEYINXINGYINGDANGZAIDAIKUANSHENQINGLIUCHENGZHONG,JIARUQIANGZHIYUEDUDAIKUANHETONGHUANJIE,BINGSHEZHIHELIDEYUEDUSHIJIANXIANZHI。

      SHANGYEYINXINGZISHENHUOTONGGUOHEZUOJIGOUXIANGMUBIAOKEHUTUIJIEHULIANWANGDAIKUANCHANPINSHI,YINGDANGZAIXINGMUWEIZHICHONGFENPILUDAIKUANZHUTI、DAIKUANTIAOJIAN、SHIJINIANLILV、NIANHUAZONGHEZIJINCHENGBEN、HAIBENFUXIANPAI、YUQIQINGSHOU、ZIXUNTOUSUQUDAOHEWEIYUEZERENDENGJIBENXINXI,BAOZHANGKEHUDEZHIQINGQUANHEZIZHUXUANZEQUAN,BUDECAIQUMORENGOUXUAN、QIANGZHIKUNBANGXIAOSHOUDENGFANGSHIBODUOXIAOFEIZHEYIYUANBIAODADEQUANLI。

      DISHIBATIAO SHANGYEYINXINGYINGDANGANZHAOFANXIQIANHEFANKONGBURONGZIDENGYAOQIU,TONGGUOGOUJIANSHENFENRENZHENGMOXING,CAIQULIANWANGHECHA、SHENGWUSHIBIEDENGYOUXIAOCUOSHISHIBIEKEHU,XIANSHANGDUIJIEKUANRENDESHENFENSHUJU、JIEKUANYIYUANJINXINGHEYANBINGLIUCUN,QUEBAOJIEKUANRENDESHENFENSHUJUZHENSHIYOUXIAO,JIEKUANRENDEYISIBIAOSHIZHENSHI。SHANGYEYINXINGDUIJIEKUANRENDESHENFENHEYANBUDEQUANQUANWEITUOHEZUOJIGOUBANLI。

    福德正神登陆  DISHIJIUTIAO SHANGYEYINXINGYINGDANGJIANLIYOUXIAODEFANQIZHAJIZHI,SHISHIJIANCEQIZHAXINGWEI,DINGQIFENXIQIZHAFENGXIANBIANHUAQINGKUANG,BUDUANWANSHANFANQIZHADEMOXINGSHENHEGUIZEHEXIANGGUANJISHUSHOUDUAN,FANGFANMAOCHONGTARENSHENFEN、EYIPIANQUYINXINGDAIKUANDEXINGWEI,BAOZHANGXINDAIZIJINANQUAN。

      DIERSHITIAO SHANGYEYINXINGYINGDANGZAIHUODESHOUQUANHOUCHAXUNJIEKUANRENDEZHENGXINXINXI,TONGGUOHEFAQUDAOHESHOUDUANXIANSHANGSHOUJI、CHAXUNHEYANZHENGJIEKUANRENXIANGGUANDINGXINGHEDINGLIANGXINXI,KEYIBAOKUODANBUXIANYUSHUIWU、SHEHUIBAOXIANJIJIN、ZHUFANGGONGJIJINDENGXINXI,QUANMIANLEJIEJIEKUANRENXINYONGZHUANGKUANG。

      DIERSHIYITIAO SHANGYEYINXINGYINGDANGGOUJIANYOUXIAODEFENGXIANPINGGU、SHOUXINSHENPIHEFENGXIANDINGJIAMOXING,JIAQIANGTONGYISHOUXINGUANLI,YUNYONGFENGXIANSHUJU,JIEHEJIEKUANRENYIYOUZHAIWUQINGKUANG,SHENSHENPINGGUJIEKUANRENHAIKUANNENGLI,QUEDINGJIEKUANRENXINYONGDENGJIHESHOUXINFANGAN。

      DIERSHIERTIAO SHANGYEYINXINGYINGDANGJIANLIRENGONGFUHEYANZHENGJIZHI,ZUOWEIDUIFENGXIANMOXINGZIDONGSHENPIDEBIYAOBUCHONG。SHANGYEYINXINGYINGDANGMINGQUERENGONGFUHEYANZHENGDECHUFATIAOJIAN,HELISHEZHIRENGONGFUHEYANZHENGDECAOZUOGUICHENG。

    福德正神登陆  DIERSHISANTIAO SHANGYEYINXINGYINGDANGYUJIEKUANRENJIQITADANGSHIRENCAIYONGSHUJUDIANWENXINGSHIQIANDINGJIEKUANHETONGJIQITAWENSHU。JIEKUANHETONGJIQITAWENSHUYINGDANGFUHE《ZHONGHUARENMINGONGHEGUOHETONGFA》《ZHONGHUARENMINGONGHEGUODIANZIQIANMINGFA》DENGFALVFAGUIDEGUIDING。

      DIERSHISITIAO SHANGYEYINXINGYINGDANGYUJIEKUANRENYUEDINGMINGQUE、HEFADEDAIKUANYONGTU。DAIKUANZIJINBUDEYONGYUYIXIASHIXIANG:

    福德正神登陆  (YI)GOUFANGJICHANGHAIZHUFANGDIYADAIKUAN;

      (ER)GUPIAO、ZHAIQUAN、QIHUO、JINRONGYANSHENGCHANPINHEZICHANGUANLICHANPINDENGTOUZI;

      (SAN)GUDINGZICHAN、GUBENQUANYIXINGTOUZI;

      (SI)FALVFAGUIJINZHIDEQITAYONGTU。

      DIERSHIWUTIAO SHANGYEYINXINGYINGDANGANZHAOXIANGGUANFALVFAGUIDEYAOQIU,CHUCUN、CHUANDI、GUIDANGYISHUJUDIANWENXINGSHIQIANDINGDEJIEKUANHETONG、XINDAILIUCHENGGUANJIANHUANJIEHEJIEDIANDESHUJU。YIQIANDINGDEJIEKUANHETONGJIXIANGGUANSHUJUYINGKEGONGJIEKUANRENSUISHIDIAOQUCHAYONG。

      DIERSHILIUTIAO SHOUXINYUSHOUBIDAIKUANFAFANGSHIJIANJIANGECHAOGUO1GEYUEDE,SHANGYEYINXINGYINGDANGZAIDAIKUANFAFANGQIANDUIJIEKUANRENXINYONGZHUANGKUANGJINXINGZAIPINGGU,GENJUJIEKUANRENTEZHENG、DAIKUANJINE,QUEDINGGENZONGQIXINDAIJILUDEPINLV,YIBAOZHENGJISHIHUOQUQIQUANMIANXINYONGZHUANGKUANG。

      DIERSHIQITIAO SHANGYEYINXINGYINGDANGANZHAOJIEKUANHETONGYUEDING,DUIDAIKUANZIJINDEZHIFUJINXINGGUANLIYUKONGZHI,DAIKUANZHIFUYINGYOUJUYOUHEFAZHIFUYEWUZIZHIDEJIGOUZHIXING。SHANGYEYINXINGYINGJIAQIANGDUIZHIFUZHANGHUDEJIANCEHEDUIZHANGGUANLI,FAXIANFENGXIANYINHUANDE,YINGLIJIYUJINGBINGCAIQUXIANGGUANCUOSHI。CAIYONGZIZHUZHIFUFANGSHIDE,YINGDANGGENJUJIEKUANRENGUOWANGXINGWEISHUJU、JIAOYISHUJUHEXINYONGSHUJUDENG,QUEDINGDANRIDAIKUANZHIFUXIANE。

    福德正神登陆  DIERSHIBATIAO SHANGYEYINXINGYINGZUNSHOU《GERENDAIKUANGUANLIZANXINGBANFA》HE《LIUDONGZIJINDAIKUANGUANLIZANXINGBANFA》DESHOUTUOZHIFUGUANLIGUIDING,TONGSHIGENJUZISHENFENGXIANGUANLISHUIPING、HULIANWANGDAIKUANDEGUIMOHEJIEGOU、YINGYONGCHANGJING、ZENGXINSHOUDUANDENGQUEDINGCHAYIHUADESHOUTUOZHIFUXIANE。

    福德正神登陆  DIERSHIJIUTIAO SHANGYEYINXINGYINGDANGTONGGUOJIANLIFENGXIANJIANCEYUJINGMOXING,DUIJIEKUANRENCAIWU、XINYONG、JINGYINGDENGQINGKUANGJINXINGJIANCE,SHEZHIHELIDEYUJINGZHIBIAOYUYUJINGCHUFATIAOJIAN,JISHIFACHUYUJINGXINHAO,BIYAOSHIYINGTONGGUORENGONGHECHAZUOWEIBUCHONGSHOUDUAN。

      DISANSHITIAO SHANGYEYINXINGYINGDANGCAIQUSHIDANGFANGSHIDUIDAIKUANYONGTUJINXINGJIANCE,FAXIANJIEKUANRENWEIFANFALVFAGUIHUOWEIANZHAOYUEDINGYONGTUSHIYONGDAIKUANZIJINDE,YINGDANGANZHAOHETONGYUEDINGTIQIANSHOUHUIDAIKUAN,BINGZHUIJIUJIEKUANRENXIANGYINGZEREN。

      DISANSHIYITIAO SHANGYEYINXINGYINGDANGWANSHANNEIBUSHENJITIXI,DULIKEGUANKAIZHANNEIBUSHENJI,SHENCHAPINGJIA、DUCUGAISHANHULIANWANGDAIKUANYEWUJINGYING、FENGXIANGUANLIHENEIKONGHEGUIXIAOGUO。YINXINGYEJIANDUGUANLIJIGOUKEYIYAOQIUSHANGYEYINXINGTIJIAOHULIANWANGDAIKUANZHUANXIANGNEIBUSHENJIBAOGAO。

      DISANSHIERTIAO HULIANWANGDAIKUANXINGCHENGBULIANGDE,SHANGYEYINXINGYINGDANGANZHAOQIXINGZHIJISHIZHIDINGCHAYIHUADECHUZHIFANGAN,TISHENGCHUZHIXIAOLV。

     

      第三章 风险数据和风险模型管理

     

    福德正神登陆  DISANSHISANTIAO SHANGYEYINXINGJINXINGJIEKUANRENSHENFENYANZHENG、DAIQIANDIAOCHA、FENGXIANPINGGUHESHOUXINSHENCHA、DAIHOUGUANLISHI,YINGDANGZHISHAOBAOHANJIEKUANRENXINGMING、SHENFENZHENGHAO、LIANXIDIANHUA、YINXINGZHANGHUYIJIQITAKAIZHANFENGXIANPINGGUSUOBIXUDEJIBENXINXI。RUGUOXUYAOCONGHEZUOJIGOUHUOQUJIEKUANRENFENGXIANSHUJU,YINGTONGGUOSHIDANGFANGSHIQUERENHEZUOJIGOUDESHUJULAIYUANHEFAHEGUI、ZHENSHIYOUXIAO,DUIWAITIGONGSHUJUBUWEIFANFALVFAGUIYAOQIU,BINGYIHUODEXINXIZHUTIBENRENDEMINGQUESHOUQUAN。SHANGYEYINXINGBUDEYUWEIGUISHOUJIHESHIYONGGERENXINXIDEDISANFANGKAIZHANSHUJUHEZUO。

      DISANSHISITIAO SHANGYEYINXINGSHOUJI、SHIYONGJIEKUANRENFENGXIANSHUJUYINGDANGZUNXUNHEFA、BIYAO、YOUXIAODEYUANZE,BUDEWEIFANFALVFAGUIHEJIEDAISHUANGFANGYUEDING,BUDEJIANGFENGXIANSHUJUYONGYUCONGSHIYUDAIKUANYEWUWUGUANHUOYOUSUNJIEKUANRENHEFAQUANYIDEHUODONG,BUDEXIANGDISANFANGTIGONGJIEKUANRENFENGXIANSHUJU,FALVFAGUILINGYOUGUIDINGDECHUWAI。

      DISANSHIWUTIAO SHANGYEYINXINGYINGDANGJIANLIFENGXIANSHUJUANQUANGUANLIDECELVEYUBIAOZHUN,CAIQUYOUXIAOJISHUCUOSHI,BAOZHANGJIEKUANRENFENGXIANSHUJUZAICAIJI、CHUANSHU、CUNCHU、CHULIHEXIAOHUIGUOCHENGZHONGDEANQUAN,FANGFANSHUJUXIELOU、DIUSHIHUOBEICUANGAIDEFENGXIAN。

    福德正神登陆  DISANSHILIUTIAO SHANGYEYINXINGYINGDANGDUIFENGXIANSHUJUJINXINGBIYAODECHULI,YIMANZUFENGXIANMOXINGDUISHUJUJINGQUEXING、WANZHENGXING、YIZHIXING、SHIXIAOXING、YOUXIAOXINGDENGDEYAOQIU。

      DISANSHIQITIAO SHANGYEYINXINGYINGDANGHELIFENPEIFENGXIANMOXINGKAIFACESHI、PINGSHEN、JIANCE、TUICHUDENGHUANJIEDEZHIZEHEQUANXIAN,ZUODAOFENGONGMINGQUE、ZERENQINGXI。SHANGYEYINXINGBUDEJIANGSHANGSHUFENGXIANMOXINGDEGUANLIZHIZEWAIBAO,BINGYINGDANGJIAQIANGFENGXIANMOXINGDEBAOMIGUANLI。

      DISANSHIBATIAO SHANGYEYINXINGYINGDANGJIEHEDAIKUANCHANPINTEDIAN、MUBIAOKEHUTEZHENG、FENGXIANSHUJUHEFENGXIANGUANLICELVEDENGYINSU,XUANZEHESHIDEJISHUBIAOZHUNHEJIANMOFANGFA,KEXUESHEZHIMOXINGCANSHU,GOUJIANFENGXIANMOXING,BINGCESHIZAIZHENGCHANGHEYALIQINGJINGXIAMOXINGDEYOUXIAOXINGHEWENDINGXING。

    福德正神登陆  DISANSHIJIUTIAO SHANGYEYINXINGYINGDANGJIANLIFENGXIANMOXINGPINGSHENJIZHI,CHENGLIMOXINGPINGSHENWEIYUANHUIFUZEFENGXIANMOXINGPINGSHENGONGZUO。FENGXIANMOXINGPINGSHENYINGDANGDULIYUFENGXIANMOXINGKAIFA,PINGSHENGONGZUOYINGDANGZHONGDIANGUANZHUFENGXIANMOXINGYOUXIAOXINGHEWENDINGXING,QUEBAOYUYINXINGSHOUXINSHENPITIAOJIANHEFENGXIANKONGZHIBIAOZHUNXIANGYIZHI。JINGPINGSHENTONGGUOHOUFENGXIANMOXINGFANGKESHANGXIANYINGYONG。

    福德正神登陆  DISISHITIAO SHANGYEYINXINGYINGDANGJIANLIYOUXIAODEFENGXIANMOXINGRICHANGJIANCETIXI,JIANCEZHISHAOBAOKUOYISHANGXIANFENGXIANMOXINGDEYOUXIAOXINGYUWENDINGXING,SUOYOUJINGMOXINGSHENPITONGGUODAIKUANDESHIJIWEIYUEQINGKUANGDENG。JIANCEFAXIANMOXINGQUEXIANHUOZHEYIBUFUHEMOXINGSHEJIMUBIAODE,YINGDANGBAOZHENGNENGJISHITISHIFENGXIANMOXINGKAIFAHECESHIBUMENHUOTUANDUIJINXINGZHONGXINCESHI、YOUHUA,YIBAOZHENGFENGXIANMOXINGCHIXUSHIYINGFENGXIANGUANLIYAOQIU。

    福德正神登陆  DISISHIYITIAO SHANGYEYINXINGYINGDANGJIANLIFENGXIANMOXINGTUICHUCHUZHIJIZHI。DUIYUWUFAJIXUMANZUFENGXIANGUANLIYAOQIUDEFENGXIANMOXING,YINGDANGLIJITINGZHISHIYONG,BINGJISHICAIQUXIANGYINGCUOSHI,XIAOCHUMOXINGTUICHUJIDAIKUANFENGXIANGUANLIDAILAIDEBULIYINGXIANG。

      DISISHIERTIAO SHANGYEYINXINGYINGDANGQUANMIANJILUFENGXIANMOXINGKAIFAZHITUICHUDEQUANGUOCHENG,BINGJINXINGWENDANGHUAGUIDANGHEGUANLI,GONGBENXINGHEYINXINGYEJIANDUGUANLIJIGOUSUISHICHAYUE。

     

      第四章 信息科技风险管理

     

      DISISHISANTIAO SHANGYEYINXINGYINGDANGJIANLIANQUAN、HEGUI、GAOXIAOHEKEKAODEHULIANWANGDAIKUANXINXIXITONG,YIMANZUHULIANWANGDAIKUANYEWUJINGYINGHEFENGXIANGUANLIXUYAO。

    福德正神登陆  DISISHISITIAO SHANGYEYINXINGYINGDANGZHUZHONGTIGAOHULIANWANGDAIKUANXINXIXITONGDEKEYONGXINGHEKEKAOXING,JIAQIANGDUIHULIANWANGDAIKUANXINXIXITONGDEANQUANYUNYINGGUANLIHEWEIHU,DINGQIKAIZHANANQUANCESHIHEYALICESHI,QUEBAOXITONGANQUAN、WENDING、CHIXUYUNXING。

    福德正神登陆  DISISHIWUTIAO SHANGYEYINXINGYINGDANGCAIQUBIYAODEWANGLUOANQUANFANGHUCUOSHI,JIAQIANGWANGLUOFANGWENKONGZHIHEXINGWEIJIANCE,YOUXIAOFANGFANWANGLUOGONGJIDENGWEIXIE。YUHEZUOJIGOUSHEJISHUJUJIAOHUXINGWEIDE,YINGDANGCAIQUQIESHICUOSHI,SHIXIANMINGANSHUJUDEYOUXIAOGELI,BAOZHENGSHUJUJIAOHUZAIANQUAN、HEGUIDEHUANJINGXIAJINXING。

      DISISHILIUTIAO SHANGYEYINXINGYINGDANGJIAQIANGDUIBUSHUZAIJIEKUANRENYIFANGDEHULIANWANGDAIKUANXINXIXITONGKEHUDUANCHENGXU(BAOKUODANBUXIANYULIULANQICHAJIANCHENGXU、ZHUOMIANKEHUDUANCHENGXUHEYIDONGKEHUDUANCHENGXUDENG)DEANQUANJIAGU,TIGAOKEHUDUANCHENGXUDEFANGGONGJI、FANGRUQIN、FANGCUANGAI、KANGFANBIANYIDENGANQUANNENGLI。

      DISISHIQITIAO SHANGYEYINXINGYINGDANGCAIYONGYOUXIAOJISHUSHOUDUAN,BAOZHANGJIEKUANRENSHUJUANQUAN,QUEBAOSHANGYEYINXINGYUJIEKUANREN、HEZUOJIGOUZHIJIANCHUANSHUSHUJU、QIANDINGHETONG、JILUJIAOYIDENGGEGEHUANJIESHUJUDEBAOMIXING、WANZHENGXING、ZHENSHIXINGHEKANGDILAIXING,BINGZUOHAODINGQISHUJUBEIFENGONGZUO。

    福德正神登陆  DISISHIBATIAO SHANGYEYINXINGYINGDANGCHONGFENPINGGUHEZUOJIGOUDEXINXIXITONGFUWUNENGLI、KEKAOXINGHEANQUANXINGYIJIMINGANSHUJUDEANQUANBAOHUNENGLI,KAIZHANLIANHEYANLIANHECESHI,JIAQIANGHETONGYUESHU。

      SHANGYEYINXINGMEINIANYINGDUIYUHEZUOJIGOUDESHUJUJIAOHUJINXINGXINXIKEJIFENGXIANPINGGU,BINGXINGCHENGFENGXIANPINGGUBAOGAO,QUEBAOBUYINHEZUOERJIANGDISHANGYEYINXINGXINXIXITONGDEANQUANXING,QUEBAOYEWULIANXUXING。

     

      第五章 贷款合作管理

     

      DISISHIJIUTIAO SHANGYEYINXINGYINGDANGJIANLIFUGAIGELEIHEZUOJIGOUDEQUANXINGTONGYIDEZHUNRUJIZHI,MINGQUEXIANGYINGBIAOZHUNHECHENGXU,BINGSHIXINGMINGDANZHIGUANLI。

      SHANGYEYINXINGYINGGENJUHEZUONEIRONG、DUIKEHUDEYINGXIANGFANWEIHECHENGDU、DUIYINXINGCAIWUWENJIANXINGDEYINGXIANGCHENGDUDENG,DUIHEZUOJIGOUSHISHIFENCENGFENLEIGUANLI,BINGANZHAOQICENGJIHELEIBIEQUEDINGXIANGYINGSHENPIQUANXIAN。

      DIWUSHITIAO SHANGYEYINXINGYINGDANGANZHAOHEZUOJIGOUZIZHIHEQICHENGDANDEZHINENGXIANGPIPEIDEYUANZE,DUIHEZUOJIGOUJINXINGZHUNRUQIANPINGGU,QUEBAOHEZUOJIGOUYUHEZUOSHIXIANGFUHEFALVFAGUIHEJIANGUANYAOQIU。

      SHANGYEYINXINGYINGDANGZHUYAOCONGJINGYINGQINGKUANG、GUANLINENGLI、FENGKONGSHUIPING、JISHUSHILI、FUWUZHILIANG、YEWUHEGUIHEJIGOUSHENGYUDENGFANGMIANDUIHEZUOJIGOUJINXINGZHUNRUQIANPINGGU。XUANZEGONGTONGCHUZIFAFANGDAIKUANDEHEZUOJIGOU,HAIYINGZHONGDIANGUANZHUHEZUOFANGZIBENCHONGZUSHUIPING、GANGGANLV、LIUDONGXINGSHUIPING、BULIANGDAIKUANLV、DAIKUANJIZHONGDUJIQIBIANHUA,SHENSHENQUEDINGHEZUOJIGOUMINGDAN。

    福德正神登陆  DIWUSHIYITIAO SHANGYEYINXINGYINGDANGYUHEZUOJIGOUQIANDINGSHUMIANHEZUOXIEYI。SHUMIANHEZUOXIEYIYINGDANGANZHAOSHOUYIHEFENGXIANXIANGPIPEIDEYUANZE,MINGQUEYUEDINGHEZUOFANWEI、CAOZUOLIUCHENG、GEFANGQUANZE、SHOUYIFENPEI、FENGXIANFENDAN、KEHUQUANYIBAOHU、SHUJUBAOMI、ZHENGYIJIEJUE、HEZUOSHIXIANGBIANGENGHUOZHONGZHIDEGUODUANPAI、WEIYUEZERENYIJIHEZUOJIGOUCHENGNUOPEIHESHANGYEYINXINGJIESHOUYINXINGYEJIANDUGUANLIJIGOUDEJIANCHABINGTIGONGYOUGUANXINXIHEZILIAODENGNEIRONG。

      SHANGYEYINXINGYINGDANGZIZHUQUEDINGMUBIAOKEHUQUN、SHOUXINEDUHEDAIKUANDINGJIABIAOZHUN;SHANGYEYINXINGBUDEXIANGHEZUOJIGOUZISHENJIQIGUANLIANFANGZHIJIEHUOBIANXIANGJINXINGRONGZIYONGYUFANGDAI。CHUGONGTONGCHUZIFAFANGDAIKUANDEHEZUOJIGOUYIWAI,SHANGYEYINXINGBUDEJIANGDAIKUANFAFANG、BENXIHUISHOU、ZHIFUDENGGUANJIANHUANJIECAOZUOQUANQUANWEITUOHEZUOJIGOUZHIXING。SHANGYEYINXINGYINGDANGZAISHUMIANHEZUOXIEYIZHONGMINGQUEYAOQIUHEZUOJIGOUBUDEYIRENHEXINGSHIXIANGJIEKUANRENSHOUQUXIFEI,BAOXIANGONGSIHEYOUDANBAOZIZHIDEJIGOUCHUWAI。

      DIWUSHIERTIAO SHANGYEYINXINGYINGDANGZAIXIANGGUANYEMIANXINGMUWEIZHIXIANGJIEKUANRENCHONGFENPILUZISHENYUHEZUOJIGOUXINXI、HEZUOLEICHANPINDEXINXI、ZISHENYUHEZUOGEFANGQUANLIZEREN,ANZHAOSHIDANGXINGYUANZECHONGFENJIESHIHEZUOYEWUFENGXIAN,BIMIANKEHUCHANSHENGPINPAIHUNTONG。

      SHANGYEYINXINGYINGZAIJIEKUANHETONGHECHANPINYAOSUSHUOMINGJIEMIANDENGXIANGGUANYEMIANZHONG,YIXINGMUFANGSHIXIANGJIEKUANRENCHONGFENPILUHEZUOLEICHANPINDEDAIKUANZHUTI、SHIJINIANLILV、NIANHUAZONGHEZIJINCHENGBEN、HAIBENFUXIANPAI、YUQIQINGSHOU、ZIXUNTOUSUQUDAO、WEIYUEZERENDENGXINXI。SHANGYEYINXINGXUYAOXIANGJIEKUANRENHUOQUFENGXIANSHUJUSHOUQUANSHI,YINGZAIXIANSHANGXIANGGUANYEMIANXINGMUWEIZHITISHIJIEKUANRENXIANGXIYUEDUSHOUQUANSHUNEIRONG,BINGZAISHOUQUANSHUXINGMUWEIZHIPILUSHOUQUANFENGXIANSHUJUNEIRONGHEQIXIAN,QUEBAOJIEKUANRENWANCHENGSHOUQUANSHUYUEDUHOUQIANSHUTONGYI。

    福德正神登陆  DIWUSHISANTIAO SHANGYEYINXINGYUQITAYOUDAIKUANZIZHIDEJIGOUGONGTONGCHUZIFAFANGHULIANWANGDAIKUANDE,YINGDANGJIANLIXIANGYINGDENEIBUGUANLIZHIDU,MINGQUEBENXINGYUHEZUOJIGOUGONGTONGCHUZIFAFANGDAIKUANDEGUANLIJIZHI,BINGZAIHEZUOXIEYIZHONGMINGQUEGEFANGDEQUANLIYIWUGUANXI。SHANGYEYINXINGYINGDANGDULIDUISUOCHUZIDEDAIKUANJINXINGFENGXIANPINGGUHESHOUXINSHENPI,BINGDUIDAIHOUGUANLICHENGDANZHUTIZEREN。SHANGYEYINXINGBUDEYIRENHEXINGSHIWEIWUFANGDAIYEWUZIZHIDEHEZUOJIGOUTIGONGZIJINYONGYUFAFANGDAIKUAN,BUDEYUWUFANGDAIYEWUZIZHIDEHEZUOJIGOUGONGTONGCHUZIFAFANGDAIKUAN。

    福德正神登陆  SHANGYEYINXINGYINGDANGANZHAOSHIDUFENSANDEYUANZESHENSHENXUANZEHEZUOJIGOU,ZHIDINGYINHEZUOJIGOUDAOZHIYEWUZHONGDUANDEYINGJIYUHUIFUYUAN,BIMIANDUIDANYIHEZUOJIGOUGUOYUYILAIERCHANSHENGDEFENGXIAN。

      DIWUSHISITIAO SHANGYEYINXINGYINGDANGCHONGFENKAOLVZISHENFAZHANZHANLVE、JINGYINGMOSHI、ZICHANFUZHAIJIEGOUHEFENGXIANGUANLINENGLI,JIANGYUHEZUOJIGOUGONGTONGCHUZIFAFANGDAIKUANZONGEANZHAOLINGSHOUDAIKUANZONGEHUOZHEDAIKUANZONGEXIANGYINGBILINARUXIANEGUANLI,BINGJIAQIANGGONGTONGCHUZIFAFANGDAIKUANHEZUOJIGOUDEJIZHONGDUFENGXIANGUANLI。SHANGYEYINXINGYINGDANGDUIDANBIDAIKUANCHUZIBILISHIXINGQUJIANGUANLI,YUHEZUOFANGHELIFENDANFENGXIAN。

      DIWUSHIWUTIAO SHANGYEYINXINGBUDEJIESHOUWUDANBAOZIZHIHEBUFUHEXINYONGBAOXIANHEBAOZHENGBAOXIANJINGYINGZIZHIJIANGUANYAOQIUDEHEZUOJIGOUTIGONGDEZHIJIEHUOBIANXIANGZENGXINFUWU。SHANGYEYINXINGYUYOUDANBAOZIZHIHEFUHEXINYONGBAOXIANHEBAOZHENGBAOXIANJINGYINGZIZHIJIANGUANYAOQIUDEHEZUOJIGOUHEZUOSHIYINGDANGCHONGFENKAOLVSHANGSHUJIGOUDEZENGXINNENGLIHEJIZHONGDUFENGXIAN。SHANGYEYINXINGBUDEYINYINRUDANBAOZENGXINFANGSONGDUIDAIKUANZHILIANGGUANKONG。

      DIWUSHILIUTIAO SHANGYEYINXINGBUDEWEITUOYOUBAOLICUISHOUDENGWEIFAWEIGUIJILUDEDISANFANGJIGOUJINXINGDAIKUANQINGSHOU。SHANGYEYINXINGYINGMINGQUEYUDISANFANGJIGOUDEQUANZE,YAOQIUQIBUDEDUIYUDAIKUANWUGUANDEDISANRENJINXINGQINGSHOU。SHANGYEYINXINGFAXIANHEZUOJIGOUCUNZAIBAOLICUISHOUDENGWEIFAWEIGUIXINGWEIDE,YINGDANGLIJIZHONGZHIHEZUO,BINGJIANGWEIFAWEIGUIXIANSUOJISHIYIJIAOXIANGGUANBUMEN。

      DIWUSHIQITIAO SHANGYEYINXINGYINGDANGCHIXUDUIHEZUOJIGOUJINXINGGUANLI,JISHISHIBIE、PINGGUHEHUANSHIYINHEZUOJIGOUWEIYUEHUOJINGYINGSHIBAIDENGDAOZHIDEFENGXIAN。DUIHEZUOJIGOUYINGDANGZHISHAOMEINIANQUANMIANPINGGUYICI,FAXIANHEZUOJIGOUWUFAJIXUMANZUZHUNRUTIAOJIANDE,YINGDANGJISHIZHONGZHIHEZUOGUANXI,HEZUOJIGOUZAIHEZUOQIJIANYOUYANZHONGWEIFAWEIGUIXINGWEIDE,YINGDANGJISHIJIANGQILIERUBENXINGJINZHIHEZUOJIGOUMINGDAN。

     

      第六章 监督管理

     

    福德正神登陆  DIWUSHIBATIAO SHANGYEYINXINGSHOUCIKAIZHANHULIANWANGDAIKUANYEWUDE,YINGDANGYUCHANPINSHANGXIANHOU10GEGONGZUORINEI,XIANGQIJIANGUANJIGOUTIJIAOSHUMIANBAOGAO,NEIRONGBAOKUO:

      (YI)YEWUGUIHUAQINGKUANG,BAOKUONIANDUJIZHONGZHANGQIHULIANWANGDAIKUANYEWUMOSHI、YEWUDUIXIANG、YEWULINGYU、DIYUFANWEIHEHEZUOJIGOUGUANLIDENG;

      (ER)FENGXIANGUANKONGCUOSHI,BAOKUOHULIANWANGDAIKUANYEWUZHILIJIAGOUHEGUANLITIXI,HULIANWANGDAIKUANFENGXIANPIANHAO、FENGXIANGUANLIZHENGCEHECHENGXU,XINXIXITONGJIANSHEQINGKUANGJIXINXIKEJIFENGXIANPINGGU,FANXIQIAN、FANKONGBURONGZIZHIDU,HULIANWANGDAIKUANHEZUOJIGOUGUANLIZHENGCEHECHENGXU,HULIANWANGDAIKUANYEWUXIANE、YUHEZUOJIGOUGONGTONGCHUZIFAFANGDAIKUANDEXIANEJICHUZIBILI、HEZUOJIGOUJIZHONGDUDENGZHONGYAOFENGXIANGUANKONGZHIBIAO;

      (SAN)SHANGXIANDEHULIANWANGDAIKUANCHANPINJIBENQINGKUANG,BAOKUOCHANPINHEGUIXINGPINGGU、CHANPINFENGXIANPINGGU,FENGXIANSHUJU、FENGXIANMOXINGGUANLIQINGKUANGYIJISHIFOUFUHEBENBANFAXIANGGUANYAOQIU;

    福德正神登陆  (SI)XIAOFEIZHEQUANYIBAOHUJIQIPEITAOFUWUQINGKUANG;

    福德正神登陆  (WU)YINXINGYEJIANDUGUANLIJIGOUYAOQIUTIGONGDEQITACAILIAO。

      DIWUSHIJIUTIAO YINXINGYEJIANDUGUANLIJIGOUYINGDANGJIEHERICHANGJIANGUANQINGKUANGHESHANGYEYINXINGFENGXIANZHUANGKUANGDENG,DUISHANGYEYINXINGTIJIAODEBAOGAOHEXIANGGUANCAILIAOJINXINGPINGGU,ZHONGDIANPINGGU:

      (YI)HULIANWANGDAIKUANYEWUGUIHUAYUZISHENYEWUDINGWEI、CHAYIHUAFAZHANZHANLVESHIFOUPIPEI;

    福德正神登陆  (ER)SHIFOUDULIZHANGWOSHOUXINSHENPI、HETONGQIANDINGDENGHEXINFENGKONGHUANJIE;

      (SAN)XINXIKEJIFENGXIANJICHUFANGFANCUOSHISHIFOUJIANQUAN;

      (SI)SHANGXIANCHANPINDESHOUXINEDU、QIXIAN、FANGKUANKONGZHI、SHUJUBAOHU、HEZUOJIGOUGUANLIDENGSHIFOUFUHEBENBANFAYAOQIU;

      (WU)XIAOFEIZHEQUANYIBAOHUSHIFOUQUANMIANYOUXIAO。

    福德正神登陆  RUFAXIANBUFUHEBENBANFAYAOQIU,YINGDANGYAOQIUSHANGYEYINXINGXIANQIZHENGGAI、ZANTINGYEWUDENG。

      DILIUSHITIAO SHANGYEYINXINGYINGDANGANZHAOBENBANFAYAOQIU,DUIHULIANWANGDAIKUANYEWUKAIZHANQINGKUANGJINXINGNIANDUPINGGU,BINGYUMEINIAN4YUE30RIQIANXIANGYINXINGYEJIANDUGUANLIJIGOUBAOSONGSHANGYINIANNIANDUPINGGUBAOGAO。NIANDUPINGGUBAOGAOBAOKUODANBUXIANYUYIXIANEIRONG:

      (YI)YEWUJIBENQINGKUANG;

    福德正神登陆  (ER)NIANDUYEWUJINGYINGGUANLIQINGKUANGFENXI;

      (SAN)YEWUFENGXIANFENXIHEJIANGUANZHIBIAOBIAOXIANFENXI;

      (SI)SHIBIE、JILIANG、JIANCE、KONGZHIFENGXIANDEZHUYAOFANGFAJIGAIJINQINGKUANG,XINXIKEJIFENGXIANFANGKONGCUOSHIDEYOUXIAOXING;

      (WU)FENGXIANMOXINGDEJIANCEYUYANZHENGQINGKUANG;

      (LIU)HEGUIGUANLIHENEIKONGGUANLIQINGKUANG;

      (QI)TOUSUJICHULIQINGKUANG;

      (BA)XIAYINIANDUYEWUFAZHANGUIHUA;

    福德正神登陆  (JIU)YINXINGYEJIANDUGUANLIJIGOUYAOQIUBAOGAODEQITASHIXIANG。

    福德正神登陆  DILIUSHIYITIAO HULIANWANGDAIKUANDEFENGXIANZHILIJIAGOU、FENGXIANGUANLICELVEHECHENGXU、SHUJUZHILIANGKONGZHIJIZHI、GUANLIXINXIXITONGHEHEZUOJIGOUGUANLIDENGZAIJINGYINGQIJIANFASHENGZHONGDADIAOZHENGDE,SHANGYEYINXINGYINGDANGZAIDIAOZHENGHOUDE10GEGONGZUORINEIXIANGYINXINGYEJIANDUGUANLIJIGOUSHUMIANBAOGAODIAOZHENGQINGKUANG。

      DILIUSHIERTIAO YINXINGYEJIANDUGUANLIJIGOUKEYIGENJUSHANGYEYINXINGDEJINGYINGGUANLIQINGKUANG、FENGXIANSHUIPINGHEHULIANWANGDAIKUANYEWUKAIZHANQINGKUANGDENGDUISHANGYEYINXINGYUHEZUOJIGOUGONGTONGCHUZIFAFANGDAIKUANDECHUZIBILIJIXIANGGUANJIZHONGDUFENGXIAN、KUAZHUCEDIXIAQUYEWUDENGTICHUXIANGGUANSHENSHENXINGJIANGUANYAOQIU。

      DILIUSHISANTIAO YINXINGYEJIANDUGUANLIJIGOUKEYITONGGUOFEIXIANCHANGJIANGUAN、XIANCHANGJIANCHADENGFANGSHI,SHISHIDUISHANGYEYINXINGHULIANWANGDAIKUANYEWUDEJIANDUJIANCHA。

    福德正神登陆  YINXINGYEJIANDUGUANLIJIGOUKAIZHANDUISHANGYEYINXINGHULIANWANGDAIKUANYEWUDESHUJUTONGJIYUJIANCE、ZHONGYAOFENGXIANYINSUPINGGUDENGGONGZUO。

      DILIUSHISITIAO SHANGYEYINXINGWEIFANBENBANFAGUIDINGBANLIHULIANWANGDAIKUANDE,YINXINGYEJIANDUGUANLIJIGOUKEGENJU《ZHONGHUARENMINGONGHEGUOYINXINGYEJIANDUGUANLIFA》ZELINGQIXIANQIGAIZHENG;YUQIWEIGAIZHENG,HUOQIXINGWEIYANZHONGWEIJISHANGYEYINXINGWENJIANYUNXING、SUNHAIKEHUHEFAQUANYIDE,YINGCAIQUXIANGYINGDEJIANGUANCUOSHI。YANZHONGWEIFANBENBANFADE,KEGENJU《ZHONGHUARENMINGONGHEGUOYINXINGYEJIANDUGUANLIFA》DISISHIWUTIAO、DISISHILIUTIAO、DISISHIQITIAO、DISISHIBATIAOGUIDINGSHISHIXINGZHENGCHUFA。

     

      第七章 附则

     

    福德正神登陆  DILIUSHIWUTIAO SHANGYEYINXINGJINGYINGHULIANWANGDAIKUANYEWU,YINGDANGYIZHAOBENBANFAZHIDINGHULIANWANGDAIKUANGUANLIXIZEJICAOZUOGUICHENG。

    福德正神登陆  DILIUSHILIUTIAO BENBANFAWEIJINSHIXIANG,ANZHAO《GERENDAIKUANGUANLIZANXINGBANFA》《LIUDONGZIJINDAIKUANGUANLIZANXINGBANFA》DENGXIANGGUANGUIDINGZHIXING。

      DILIUSHIQITIAO WAIGUOYINXINGFENXINGCANZHAOBENBANFAZHIXING。CHUDILIUTIAOGERENDAIKUANQIXIANYAOQIUWAI,XIAOFEIJINRONGGONGSI、QICHEJINRONGGONGSIKAIZHANHULIANWANGDAIKUANYEWUCANZHAOBENBANFAZHIXING。

    福德正神登陆  DILIUSHIBATIAO BENBANFAYOUZHONGGUOYINXINGBAOXIANJIANDUGUANLIWEIYUANHUIFUZEJIESHI。

      DILIUSHIJIUTIAO BENBANFAZIGONGBUZHIRIQISHIXING。

      DIQISHITIAO GUODUQIWEIBENBANFASHISHIZHIRIQI2NIAN。GUODUQINEIXINZENGYEWUYINGDANGFUHEBENBANFAGUIDING。SHANGYEYINXINGHEXIAOFEIJINRONGGONGSI、QICHEJINRONGGONGSIYINGDANGZHIDINGGUODUQINEIDEHULIANWANGDAIKUANZHENGGAIJIHUA,MINGQUESHIJIANJINDUANPAI,BINGYUBANFASHISHIZHIRIQI1GEYUENEIJIANGFUHEBENBANFADIWUSHIBATIAOGUIDINGDESHUMIANBAOGAOHEZHENGGAIJIHUABAOSONGYINXINGYEJIANDUGUANLIJIGOU,YOUQIJIANDUSHISHI。

     

    解读: 中国银保监会有关部门负责人就《商业银行互联网贷款管理暂行办法》答记者问

    主办单位:福德正神登陆_福德正神计划【安全可靠】

    XIEBANDANWEI: RENMINYINXINGZHANGCHUNZHONGXINZHIXING JILINYINBAOJIANJU JILINZHENGJIANJU

    网站标识码: 2200000026

    福德正神登陆DIZHI: JILINSHENGZHANGCHUNSHIRENMINDAJIE1166HAO   YOUZHENGBIANMA: 130051   LIANXIDIANHUA:

    福德正神登陆_福德正神计划【安全可靠】 青海快三 福建快三 贵州快三 河南快三 新快三官网 新快三彩票 福德彩票投注 万喜堂彩票 万喜堂下载 万喜堂登录